Exclusive Solution's mission is to equip, enhance, and empower individuals.
We do so through credit education to achieve future financial success. Through consistent enhancements of our successful system, Exclusive Solutions has assisted thousands of individuals. We equip our clients with the essential credit knowledge to improving their credit scores, enabling them to obtain what before seemed impossible. Our mission is to be a part of your vision.
Meet The CEO
***She is your leading Financial Strategist with over 12+ years of experience in helping individuals gain financial freedom by restoring credit. She is a Certified Credit Counselor with a master’s degree in accounting and economics, and a proven track record of more than 10,000 credit repair success stories. She is nationally acclaimed in the financial industry with over 20+ features with highly syndicated news appearances with NBC, USA Today, CBS, FOX ABC, Future Sharks, and the list grows.***
You can be confident knowing that you are in good hands. As a certified credit analyst, financial strategist, NACCC, EA, CMA Ms. Williams will help you get your credit and finances back on track with ongoing education to assure that you can properly sustain your credit and financial worthiness.
In her own words: At the age of 21, I went shopping and always spent frivolously. I was maxing out every credit card I owned, spending out more than what was coming in. I never considered what I was going to do when all of those minimum payments added up to more than I could afford. I did not understand credit nor was I aware of how to maintain it other than spending all of the available credit I had. I would then make payments when I was able, but times were extremely tough and my finances were scarce, to say the least.
By the age of 23, I was forced to file for Chapter 7 bankruptcy. I decided to visit a credit repair specialist. The woman pulled my credit reports and told me it would cost $5,000.00 for her to repair my credit! I could not afford that and asked if there were any other options. She informed me that she was my only option and that was her price. Thinking my life was over, my face dropped to the floor. I walked out of her office and noticed about twenty other people outside her door waiting to be serviced. I thought to myself, “Why can’t she give me a break with all these clients?” That singular moment fueled my fire to learn the business, and from then on, I set out to master credit repair and make it available to people in every demographic and financial status level.
For the next three years, I spent my time in libraries and book stores reading and researching everything regarding credit and the financial field. My newfound knowledge gave me a blueprint to create what I knew people needed. To take my education even further, I traveled all over the country taking classes on asset protection, credit law, consumer law, and the Fair Credit Reporting Act. Today, I am nationally certified in over 10 qualified credit, finance, financial literacy, asset development strategies courses. I promised myself when I mastered the credit and financial industry, I would repair, restore, rebuild, and educate people.
We at Exclusive Solutions don’t service the same clients more than once. We believe everyone deserves a second chance, however, we also believe clients have a responsibility to employ the education we gave them. We also believe they should be diligent with their credit and finances as they look to the future. We create a financial road map for each individual with ongoing education to make sure the same mistakes don’t become a lifestyle pattern.
Our goal is to make sure our clients can build wealth for their personal and business needs. We thrive on excellence, never over-promising or under-achieving.
So who is Exclusive Solutions for?
– If you need money and/or credit to start/excel your business, we should talk.
-If you need assistance with establishing your business, making the crucial decision on which entity you should choose, we should talk.
– If you are launching a new business and desire business coaching, as Tiffaney did 15 years ago, we should talk.
Our goal is to help restore your financial buying power and help you see you through the loops and holes to success.
Tiffaney Williams – CEO
EXCLUSIVE SOLUTIONS CREDIT REPAIR
Important Information & Instructions On How To Get Started
Our policies and procedures adhere strictly to new legislation set forth by the Federal Trade Commission and the Fair Credit Reporting Act. We specialize in handling inaccurate accusations, errors and omissions, obsolete and erroneous items in regards to your credit report.
Contrary to popular belief every credit report has some errors and omissions, these errors are being illegally reported. Tiffaney Williams, our founder and CEO, has studied consumer law, the Fair Credit Reporting and the Debt Practice Acts. She has over 10 years of consulting experience with an 85% success rate.
The fee for our consultation and full credit analysis is $110. Our expedited credit restore program is $1,500 to $2,500. The turn around time is 7-120 business days. Our Platinum program can range from 12-24 months or 24-36 months at $199 down and $125 per month for 12 months. Please note: Stripe adds a 2.6-4% processing fee to all transactions at the time of purchase.
In the event you don’t have any positives on all 3 credit reports, instructions and additional costs will vary. You will need three primary accounts and three authorized users. More information will be provided upon the start of your program.
PLEASE READ BELOW
INFORMATION WE WILL NEED:
click on the button below to start:
VALID DRIVER'S LICENSE OR STATE ISSUED ID
SOCIAL SECURITY CARD
*Make sure you schedule your brief strategy session for 72 hours after you’ve made your payment (Monday through Thursday only). The assessment can take up to 3 business days to complete so the call won’t be necessary until then. During the call you will go over details and plan of action.
CONSUMER CREDIT REPAIR
Offering credit repair and credit building products/services to those that seek assistance in establishing and/or improving their overall credit profile. By utilizing numerous consumer protection legislation, such as the Fair Credit Reporting Act, Fair Debt Collection Practices Act, and more, Exclusive Solutions’ credit restoration service is able to dispute information that is inaccurately or incompletely reported on a consumer’s credit report. Once derogatory information has been removed, individuals may enroll in Exclusive Solutions’ credit score building process, which quickly adds positive credit to their credit reports in order to obtain treasured positive credit history.
Exclusive Solutions’ Business Credit Packages are designed to assist new and existing business owners. We help businesses obtain business credit that is not tied to their personal Social Security Number. All business credit lines will be tied to the business’ Employer Identification Number (EIN) without a co-signer, regardless of the owner’s personal credit history.
Credit scoring doesn’t discriminate and neither will we. Our client demographic ranges from the credit beginner to the credit expert. As a consumer you have the right to ensure all information has been reported accurately on your credit report. If you are seeking credit repair or you are looking to better position yourself to take advantage of the best financial opportunities, Exclusive Solutions is here to assist you.
Exclusive Solutions offers a personalized approach; we are real people offering real solutions that are both effective and affordable. We work with the client’s desired outcome in mind, and each individual is provided with a thorough analysis of their current credit situation and a road map to get them to their credit destination.
Credit Card Information
Credit cards can be a great financial tool if they are used wisely, but when used carelessly they can get you into financial trouble.
There are many mistaken beliefs surrounding the credit card industry and credit cards affect credit scores. Consumers should be aware of which factors to consider when transferring balances or closing a credit card account.
We have provided answers to frequently asked questions about credit cards! This includes how transferring balances affects credit scores, how to recover from joint credit card debt, and where to begin paying off your credit cards.
Check Out Tiffaney's Press Coverage
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Who is Your Coach?
You can be confident knowing that you are in good hands. As a certified credit analyst and financial strategist. With certification as a NACCC, EA, CMA Ms. Williams will help you meet your financial goals.
She has over 12 sources of income with 2M in business credit and net company sales over 1M. She is a product of her products.
She has one goal in mine and that’s to assist you in meeting yours. Her mission is to be apart of your vision.
Women Owned Business in the United States
More than 11.6 million firms are owned by women, employing nearly 9 million people, and generating $1.7 trillion in sales as of 2017.
Women-owned firms (51% or more) account for 39% of all privately held firms and contribute 8% of employment and 4.2% of revenues.
Businesses Owned by Women of Color
5.4 million firms are majority-owned by women of color in the U.S.
These firms employ 2.1 million people and generate $361 billion in revenues annually.
Million Dollar Businesses
One in five firms with revenue of $1 million or more is woman-owned.
4.2% of all women-owned firms have revenues of 1 million or more.
WHY DO MOST SMALL BUSINESSES FAIL?
About 20 percent of small businesses fail in the first year. By the fifth year in business, about 50 percent fail. Looking at the failure rate of companies, starting a business can be scary.
First of all, let’s consider a few questions about failing businesses:
Are new businesses more likely to fail than more established companies?
What time frame are we talking about? Are we referring to business failing within the first year or the first two years, or 5 or 10 years? The failure rate among companies is very different, depending on how long they have been in business. According to the Bureau of Labor Statistics, about 20 percent of small businesses fail in their first year, about 50 percent in their fifth year. About 80 percent of companies with employees survive their first year, and about 70 percent will survive in their second year in business. Data shows that about 50 percent of businesses with employees survive their fifth year in business.
WHAT QUALIFIES AS A FAILED BUSINESS?
Does failure mean the business no longer exists or that it exists in a different form? For example, how do we count a company that was merged with another business? Is that business a failed business? What if the business owner retires and closes the shop down. Does that count as a failed business?
WHAT TYPES OF BUSINESSES HAVE THE HIGHEST FAILURE RATE?
Are we looking at failure rates based on the industry? Do we get an accurate number if we lump all businesses under one umbrella? Different industries have different failure rates. For example, 75 percent of construction companies survive their first year in business, 65 percent survive the second year, but only about 35 percent make it through their fifth year in business.
Nearly 20 percent of scientific, professional, and technical service businesses fail in their first year. Finance and insurance businesses have a high first-year failure rate, too, at about 16 percent.
ARE BUSINESSES REALLY FAILING IN SUCH HIGH NUMBERS?
According to the U.S. Bureau of Labor Statistics, about 50% of all new businesses survive five years or more, and about one-third survive 10-years or more.This is an interesting statistic because it shows you that a more mature business has a better chance of surviving.
According to the Small Business Administration – The SBA – close to 66% of small businesses will survive their first two years. What that means is that only about one-third of total companies will fail during the first two years. The SBA also tells you that about 50% of businesses fail during the first year in business.This is a much better number than the 9 out of 10 failures that some claim.
88% of businesses never reach the 6-figure mark. 50% of businesses flop before their 5th year in business and 66% flop within 10 years. 76% of them never hire a team to assist which massive burn out is concluded, being a 1 man show in every capacity of the business. Most business owners jump in, never being taught what it actually takes to be a successful entrepreneur, the skills required to own and operate a business, or how to grow their businesses. Don’t become a statistic. You can rise above these numbers and set yourself up for success by having a successful and experienced coach in your corner.
Ready to take your business to the next level? Hire Exclusive Solutions CEO & Founder Tiffaney Williams to be your personal coach.
You can avoid these statistics and set yourself up for success by having a successful coach in your corner. Ready to take your business to the next level? Hire the best!
"Procrastination is the key to being unsuccessful."
FUNDING THAT'S FINALLY WITHIN YOUR REACH:
We provide you with the fastest & easiest way of acquiring personal funding.
Why do clients choose to use our service over applying on their own?
It’s the knowledge and the bank relationships we have that make accumulative funding possible, not the actual task of completing the applications.
We know exactly what cards to apply for and specifically in what order to avoid declines and unnecessary inquiries. We know which banks use which servicing companies and their exact guidelines, guidelines they don’t advertise to the public.
When clients attempt to get high limit funding on their own, they end up with lower limits, less approvals, more inquiries, and more shut down lines.
• We have back-end information/credit requirements that are not available to the public.
• We know which cities and states each financial institution will lend to (not all banks lend in all areas).
• We know how many inquiries each financial institution will allow. If you have even just one more inquiry than they allow (even with an 800-credit score) you will be declined.
• Because of the inquiry sensitivity, we know in which order each app needs to be submitted first.
• We also know which banks run a soft credit pull (one that doesn’t show on credit).
• We know exactly what banks match your credit profile (how many open revolving accounts required, balance ratios, etc.).
680+ SCORE FUNDING PROGRAM:
Funding Program Highlights:
- Get funded anywhere from $20,000 up to • $250,000 with your great score.
- Obtain your funds as early as 10 days
- Revolving lines of credit with only a one time success fee
We Do Not Require The Following: (in some instances)
Verification of employment
Business plan necessary
Many banks offer 0% APR for 12-18 months
No Upfront Fees
No Application Fees
One Time Backend Success Fee of 15%-30%
QUALIFICATIONS FOR PERSONAL FUNDING:
Funding Program Highlights: $20,000 to $250,000
- Funds as early as 10 Days
- Revolving lines of credit with only a one time success fee
Verification of employment
No business plan necessary
W2’s or 1099’s may be required
Tax returns for 2 consecutive years may be required
Bank statements may be required
Personal Funding Requirements: (these are flexible depending on other factors):
• A minimum of 3 open, seasoned, primary revolving lines, not authorized user accounts
• A minimum 680 credit score (unless client or family member is active or retired military) preferred 700+ for better funding opportunities.
• No more than 3 Inquiries per bureau
• No bankruptcies, collections, public records,
• No recent late payments, judgments, liens, etc. are on a case by case basis
• 30% or less utilization rate
• 5k-10k in revolving credit trade-lines
• solid credit history of 5-10 years
Is This Program Right For You?
If our business funding program sounds like something you’re interested in, take a look at our minimum qualifications to see if you’re ready to take the next step.
We provide quotes based off our experience. All we need for a quote is a 3-bureau credit report. We accept IDENTITYQ (See Bottom of Page) reports only. Quotes are provided within 72 hours. Once client turns in their Submission Package (app, contract, dl, ss card, utility bill), file will go into file prep status. We have a 24 hour prep time prior to bank submission. All of these directives are listed on the forms and bottom of page.
Client will be contacted by email and phone by their assign Account Manager. The call will cover all the details of the process. We will not submit to banks until this call is complete.
Approvals take anywhere from 1 hour to 10 days, depending on if they come back automated or go to a pending status.
Once each card is approved it is shipped and received within 2-10 business days.
Our service fee is due within 24 hours of receipt of each approved credit line. Some credit lines do offer a 0% APR for the first year. If client needs to liquidate funds, we can provide tips but cannot do this for them. We also do not guarantee that any/or all lines may be liquidated.
MILITARY FUNDING PROGRAM:
Funding available for Military, Department of Defense, or Civilian Employee Affiliated.
We can fund on scores as low as 620!
Up to $100,000 in Military Funding alone!
All Cash Accessible lines including Personal Loans, and Lines of Credit cards.
Self, Spouse, family member or Roommate who is Active, Retired, or Receiving compensation from Military or DOD will qualify you.
How does it work?
Military personnel, veterans or service members applying for themselves will be connected to get membership with our military banks, then we will take care of the rest.
For individuals with military affiliation, or family members, the one who is military affiliated will need to get membership with our military banks first, and then share the benefit with the client (further instruction will be provided).
Exclusive Solutions Funding Company has been in business since 2009. Over this period of time we have helped thousands of clients fulfill their borrowing needs, through our professional expertise.
WE ARE THE BEST!
Why? We know how to analyze your entire credit profile and apply with the correct lending institutions whose lending criteria matches your specific credit. This plan avoids costly mistakes, lower approval limits, higher interest rates, and unnecessary inquiries.