Credit cards can be a great financial tool if they are used wisely, but when used carelessly they can get you into financial trouble.

There are many mistaken beliefs surrounding the credit card industry and credit cards affect credit scores. Consumers should be aware of which factors to consider when transferring balances or closing a credit card account. 

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We have provided answers to frequently asked questions about credit cards! This includes how transferring balances affects credit scores, how to recover from joint credit card debt, and where to begin paying off your credit cards.