Personal Funding
FUNDING THAT'S FINALLY WITHIN YOUR REACH:
- We provide you with the fastest & easiest way of acquiring personal funding.​
- Why do clients choose to use our service over applying on their own?
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It’s the knowledge and the bank relationships we have that make accumulative funding possible, not the actual task of completing the applications.
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We know exactly what cards to apply for and specifically in what order to avoid declines and unnecessary inquiries. We know which banks use which servicing companies and their exact guidelines, guidelines they don’t advertise to the public.
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When clients attempt to get high limit funding on their own, they end up with lower limits, less approvals, more inquiries, and more shut down lines.
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• We have back-end information/credit requirements that are not available to the public.
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• We know which cities and states each financial institution will lend to (not all banks lend in all areas).
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• We know how many inquiries each financial institution will allow. If you have even just one more inquiry than they allow (even with an 800-credit score) you will be declined.
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• Because of the inquiry sensitivity, we know in which order each app needs to be submitted first.
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• We also know which banks run a soft credit pull (one that doesn’t show on credit).
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• We know exactly what banks match your credit profile (how many open revolving accounts required, balance ratios, etc.).
680+ SCORE FUNDING PROGRAM:
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Funding Program Highlights:
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- Get funded anywhere from $20,000 up to • $250,000 with your great score.
- Obtain your funds as early as 10 days
- Revolving lines of credit with only a one time success fee
We Do Not Require The Following: (in some instances)
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Income documentation
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Verification of employment
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Business plan necessary
Many banks offer 0% APR for 12-18 months
Our Fees:
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No Upfront Fees
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No Application Fees
One Time Backend Success Fee of 15%-30%
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QUALIFICATIONS FOR PERSONAL FUNDING:
Funding Program Highlights: $20,000 to $250,000
- Funds as early as 10 Days
- Revolving lines of credit with only a one time success fee
Income documentation:
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Verification of employment
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No business plan necessary
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W2’s or 1099’s may be required
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Tax returns for 2 consecutive years may be required
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Bank statements may be required
Personal Funding Requirements: (these are flexible depending on other factors):
• A minimum of 3 open, seasoned, primary revolving lines, not authorized user accounts
• A minimum 680 credit score (unless client or family member is active or retired military) preferred 700+ for better funding opportunities.
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• No more than 3 Inquiries per bureau
• No bankruptcies, collections, public records,
• No recent late payments, judgments, liens, etc. are on a case by case basis
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• 30% or less utilization rate
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• 5k-10k in revolving credit trade-lines
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• solid credit history of 5-10 years
Is This Program Right For You?
If our personal funding program sounds like something you’re interested in, take a look at our minimum qualifications to see if you’re ready to take the next step.
FUNDING PROCESS:
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We provide quotes based off our experience. All we need for a quote is a 3-bureau credit report. We accept IDENTITYQ (See Bottom of Page) reports only. Quotes are provided within 72 hours. Once client turns in their Submission Package (app, contract, dl, ss card, utility bill), file will go into file prep status. We have a 24 hour prep time prior to bank submission. All of these directives are listed on the forms and bottom of page.
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Client will be contacted by email and phone by their assign Account Manager. The call will cover all the details of the process. We will not submit to banks until this call is complete.
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Approvals take anywhere from 1 hour to 10 days, depending on if they come back automated or go to a pending status.
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Once each card is approved it is shipped and received within 2-10 business days.
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Our service fee is due within 24 hours of receipt of each approved credit line. Some credit lines do offer a 0% APR for the first year. If client needs to liquidate funds, we can provide tips but cannot do this for them. We also do not guarantee that any/or all lines may be liquidated.
MILITARY FUNDING PROGRAM:
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Funding available for Military, Department of Defense, or Civilian Employee Affiliated.
We can fund on scores as low as 620!
Up to $100,000 in Military Funding alone!
All Cash Accessible lines including Personal Loans, and Lines of Credit cards.
Who Qualifies?
Self, Spouse, family member or Roommate who is Active, Retired, or Receiving compensation from Military or DOD will qualify you.
How does it work?
Military personnel, veterans or service members applying for themselves will be connected to get membership with our military banks, then we will take care of the rest.
For individuals with military affiliation, or family members, the one who is military affiliated will need to get membership with our military banks first, and then share the benefit with the client (further instruction will be provided).
Exclusive Solutions Funding Company has been in business since 2009. Over this period of time we have helped thousands of clients fulfill their borrowing needs, through our professional expertise.
WE ARE THE BEST!
Why? We know how to analyze your entire credit profile and apply with the correct lending institutions whose lending criteria matches your specific credit. This plan avoids costly mistakes, lower approval limits, higher interest rates, and unnecessary inquiries.
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